LendPlus app
Yes. LendPlus has a mobile app called Lendplus. The official website links to the Google Play listing (package za.lendplus) and to the App Store (iOS) listing, and shows a QR code to download the app.
The app is not required. You can apply, sign in and repay through the website in a mobile browser, and the same steps apply: choose an amount, complete the form, share your bank statements and confirm the DebiCheck mandate with your bank.
Install the app only from the links on the official site or from the official stores. LendPlus states that it never asks for payments or personal information through unofficial channels, so be cautious of messages from unknown senders. A separate lender with a similar name operates in other countries, so check that the app lists Lendplus Technology (Pty) Ltd and the South African NCR number.
Frequently asked questions
Is LendPlus a registered credit provider?
Yes, according to its website. Lendplus Technology (Pty) Ltd states company registration 2023/805154/07 and National Credit Regulator registration number NCRCP17814.
How much can I borrow from LendPlus?
The FAQ says amounts of up to R4,000 are approved, and that this amount is available to repeat customers. The calculator starts at R500.
How long does approval take?
The site says application review and the money transfer take from 15 minutes and are available 24/7, and that processing during business hours takes 15 minutes to 2 hours. Bank transfers may be delayed on weekends, so an eWallet payout can be chosen instead.
What documents do I need?
A valid South African ID, your latest 3 months of bank statements and a valid cell phone number.
Can I extend my loan?
Yes. You can apply for an extension in your personal account from 2 days before the loan expires. You pay the accrued interest and fees and sign a new agreement.
How do I repay?
A debit order is arranged on your verified bank account. You can also repay early or late in your personal account using Capitec Pay, EFT, OZOW, card, Google Pay or Apple Pay, or pay in store.
