Crezu app
No Crezu mobile app for South Africa is mentioned on the official site, and a search for a Google Play listing found none. The site does not link to Google Play or the App Store.
You do not need an app to use the service. The site says all you need is internet access, your South African ID and a bank account. The website works in a mobile browser: choose the amount, fill in the form, compare the offers and finish the application with the lender you pick.
Install financial apps only from links on the official website, and never share your ID number, banking details or one-time PINs with anyone who contacts you outside the application flow.
Frequently asked questions
Is Crezu a lender?
No. Crezu is a loan platform that connects you with NCR-licensed banks and lenders. It does not provide financing directly and is not responsible for loan agreements.
How much does it cost to use Crezu?
Using Crezu is free for customers and there are no upfront fees. All fees on a loan are set out by the lender before you agree to its terms.
Who can apply?
You must be at least 18, have been employed for at least 6 months, and request no more than 8 times your monthly income. You also need a South African ID, a bank account and a phone number.
How much can I borrow and for how long?
Loan amounts range from R500 to R350,000. The site states repayment periods of 6 to 72 months and APRs from 12% to 36%.
Do lenders check my credit score?
According to the site, most lenders perform a credit check. If your score is low you may still qualify, but possibly at a higher interest rate.
Can I repay early?
The site says most lenders allow early repayment, often without penalties. Check your own credit agreement for the exact terms.
