Century
Century: loan details and how to apply
Amount
From R500 to R8 000
Term
From 5 to 180 days

Century app

The Century Financial Services website does not mention a mobile app, and a search for an official app on Google Play and the App Store did not find one. Treat any app presented under this name with caution until it appears on the official site.

You do not need an app. The site is built to work in a mobile browser: you can register, upload or share your bank statements, sign the agreement with a one-time PIN, and sign in to your account from your phone.

Only enter your ID number and banking details on the official website and approve debit orders only in your own banking app.

Frequently asked questions

Is Century Financial Services a registered credit provider?

According to the site, yes. Century Financial Services (Pty) Ltd shows NCR registration number NCRCP20790 and company registration 2023/140135/07.

How much can I borrow and for how long?

The site offers loans from R500 to R8,000 with a repayment term of 1 to 6 months; the calculator starts at 5 days.

What documents do I need?

A cellphone number, SA ID number, bank account details and your latest 3 months of bank statements showing your latest 3 salary deposits.

How quickly will I receive the funds?

Once the loan is approved, the funds are paid into your bank account, often within the same business day, after you sign the agreement and authenticate the DebiCheck mandate.

Can I repay early?

Yes. The FAQ says you can settle early at any time with no fee for early settlement. A settlement quote is valid for 5 business days.

Why might my application be declined?

The FAQ lists incorrect or incomplete information, inconsistencies in financial data, and affordability concerns based on your documents.

Offers from other lenders
NCR-registered online lender (NCRCP22122) offering short loans from R500 to R4,000, with payout usually within an hour in business hours.
Amount up to
4 000 R
Term
Check with lender
Rate
Set in your quote
Independent comparison platform for South African loans and bank products; it does not lend, and the provider sets amount, term and rate.
Amount up to
350 000 R
Term
up to 72 months
Rate
Set by lender
NCR-registered online lender (NCRCP 24149) offering personal loans from R500 to R8,000 with a decision in about 15 minutes.
Amount up to
8 000 R
Term
7–61 days
Rate
Set in your quote
Free online loan comparison for South Africa: one application, offers from partner lenders for R100 to R250,000 over 3 to 72 months.
Amount up to
250 000 R
Term
3–72 months
Rate
Set by lender
APR
up to 28%
Free loan comparison platform that connects South African borrowers with NCR-registered lenders, from R1,000 to R50,000; it does not lend itself.
Amount up to
50 000 R
Term
91–120 days
Rate
Set by lender
APR
0–36%
NCR-registered online lender (NCRCP22496) offering short-term loans, with the amount and fees shown in a quotation before you sign.
Amount up to
4 000 R
Term
5–35 days
Rate
Set in your quote
NCR-registered online lender (NCRCP20937) offering short-term loans from R500 to R4,000, with a decision from about 15 minutes.
Amount up to
4 000 R
Term
5–35 days
Rate
Set in your quote
Online lender (NCR registration CP23238) offering short-term personal loans from R500 to R5,000 over 7 to 61 days.
Amount up to
5 000 R
Term
7–61 days
Rate
Set in your quote
Free loan-matching platform that compares offers from NCR-registered South African lenders, from R500 to R25,000; it does not lend itself.
Amount up to
25 000 R
Term
3–72 months
Rate
Set by lender
APR
up to 102.14%
NCR-registered online payday lender (NCRCP22362) offering loans from R500 to R4,000 with a decision in minutes and same-day payout.
Amount up to
4 000 R
Term
Check with lender
Rate
Set in your quote