MoneyHello app
MoneyHello has an Android app on Google Play, which lets you compare offers from your phone. The Google Play listing is linked from the official site. No App Store (iOS) version is mentioned on the site.
You do not need the app to use the service. The website works in a mobile browser, and the same three steps apply: choose your amount and purpose, review the matched offers, and finish the application with your chosen lender.
As with any financial app, install it only from the link on the official site or from Google Play, and never share your ID number, banking details or one-time PINs with anyone claiming to represent the service outside the application flow.
Frequently asked questions
Is MoneyHello a lender?
No. MoneyHello is a matching platform. It does not issue loans, assess creditworthiness or guarantee approval; it connects you with NCR-registered credit providers.
Does MoneyHello cost anything?
The service is free for applicants. Any fees on a loan, such as interest, the initiation fee and the monthly service fee, are set by the lender in your offer.
Will applying affect my credit score?
Viewing your first matches uses a soft search, which does not affect your credit score. The lender runs a final credit check if you proceed with an offer.
What do I need to apply?
You must be at least 18 and legally resident in South Africa, hold a valid South African ID, have a steady monthly income and a personal South African bank account.
How long does it take to get a decision and the money?
Matching takes about two minutes. According to the site, approval usually comes within the hour on business days and many partners pay out the same day.
Can I get a loan on SASSA grants only?
The site states that no lenders in its network lend solely on SASSA grants. Some specialist partners may consider pensioners.
