Letocredit app
No Letocredit mobile app for South Africa is mentioned on the official site, and a search for a Google Play listing found none. The site does not link to Google Play or the App Store, so treat any app using the Letocredit name with caution unless it is linked from letocredit.co.za.
You do not need an app to use the service. The website works in a mobile browser: choose the amount, register, compare the offers and finish the application with your chosen lender.
Whatever device you use, never share your ID number, banking details or one-time PINs with anyone who contacts you outside the application flow on the official website.
Frequently asked questions
Is Letocredit a lender?
No. Letocredit is an information and comparison website. It does not grant loans; any loan agreement is between you and the lender you choose.
Does Letocredit charge a fee?
The site says it does not charge fees for its services. Interest and other charges are set by the lender in its offer.
What do I need to apply?
You must be at least 18, be able to confirm your identity (the site mentions a Smart ID Card) and give accurate personal and income details. Lenders may ask for more.
How fast is the money paid out?
The site says that in most cases money is credited on the day of approval, often within 15 to 30 minutes after confirmation. The speed depends on the lender.
What are the repayment terms and rates?
The site states repayment periods of 61 to 365 days and an annual interest rate of 0% to 36%. Your actual rate depends on the lender and your circumstances.
Can I delete my data or stop marketing messages?
Yes. The site links to a data deletion form for opting out of marketing communications and deleting your data. You can also write to support@livornica.com.
