Finpug: loan details and how to apply
Free website that helps South Africans find a loan from R500 to R50,000 among partner lenders' offers; Finpug is not a lender and does not issue credit.
Updated 27 October 2026 · Checked by the Zaim.com editorial team
About Finpug
Finpug.co.za is an information and intermediary website. Its terms of use say that the administrator is not a financial institution, bank, credit provider or lender and does not grant loans directly: every financial product shown comes from a third-party provider. The site is operated by Livornica AM LLC, registered in Armenia. It is free to use, and it says it does not ask visitors for card details or SMS verification codes.
Key numbers from the site
| Item | Details |
|---|---|
| Amounts on the selector | R500 up to R50,000, or another amount of your choice |
| Repayment period (disclosure) | 61 to 365 days |
| Annual rate (CAT) | 0% to 36%, depending on the lender |
| Promotion for new clients | from 0.01% per day at some lenders |
| Typical payout time | 15 to 30 minutes after applying |
The disclosure gives an example: R1,000 repaid after 67 days costs R0 in charges, so R1,000 in total at 0% CAT. This is an illustration for a promotional first-time offer; your own rate depends on the lender, your circumstances and your credit history.
Choosing your purpose
After picking an amount the form asks why you need the money. The listed purposes include paying other debts, personal needs, travel, treatment, repairs, rent or a deposit, car repairs and other reasons. The site also publishes short guides for each purpose.
How to apply
- Choose the amount and the purpose of the loan.
- Complete the registration form, which the site says takes about two minutes.
- Review the offers shown and select one or several, which the site says improves approval odds.
- Enter your details on the lender's own website and wait for its decision.
The terms do not list eligibility rules such as age or income, so check each lender's conditions. Repayment always goes to the lender that issued the loan, using its own tools and rules.
What to weigh up
- One short form instead of visiting lender sites one by one.
- No fee charged by Finpug and no duty to accept any offer.
- Offers from partner lenders such as Primeloans, LendPlus, Jabulani Money and Crediwise appear in the popular offers block.
- Finpug does not make credit decisions and is not responsible for lenders' rates or conduct.
- The lowest rates usually target new customers of a lender.
- Taking several loans at once can overload your monthly budget, as the site itself cautions.
Borrowing responsibly
In South Africa the National Credit Act requires a lender to be registered with the National Credit Regulator and to check affordability. The total cost is interest plus an initiation fee and a monthly service fee, so compare the total repayable amount before you sign.
Frequently asked questions
Is Finpug a registered credit provider?
No. Finpug states it is not a financial organization, does not grant loans and provides information services only. The loan agreement is with the lender you choose.
Is Finpug free?
Yes, the site says it charges no fees for its services. Interest and fees on a loan are set by the lender.
How long until the money arrives?
The site says it usually takes up to 30 minutes after applying, sometimes faster. Weekends can take longer than business hours.
Can I take loans from several lenders?
The site says it is possible, but warns that you must be sure you can afford all repayments.
How do I get a 0% loan?
Low or zero-interest offers are usually promotions for new customers of a particular lender. You need to be a first-time borrower at that lender to qualify.
Where do I repay the loan?
To the same lender that issued it, following that lender's own repayment rules.
| Official website | https://finpug.co.za |
| Legal name | Livornica AM LLC |
| Registered address | Movses Khorenaci St. 26A, Republic of Armenia |
| info@livornica.com | |
| APR | From 0% to 36% |