Cashgist app
We did not find a link to a CashGist app in Google Play or the App Store on the official website, so we cannot confirm that a separate app exists. If you see an app that claims to be CashGist, check that it is linked from cashgist.co.za before entering any personal details.
You do not need an app to borrow. The whole process works in a mobile browser: choose the amount, complete the application, upload your bank statement, sign online and manage the loan from your profile. Customer reviews on the site mention applying from a phone.
Frequently asked questions
Is CashGist a registered credit provider?
The site states the National Credit Regulator registration number NCRCP22122 for CashGist (PTY) LTD and describes the company as licensed by the NCR. You can verify the number on the NCR website.
How much can I borrow from CashGist?
The advertiser lists R500 to R4,000. The site uses a slider to pick the amount, and the final offer depends on your application.
How long does it take to get the money?
The Help center says approved loans are usually paid within one hour during business hours. Processing typically takes 15 minutes to 2 hours, and bank transfers may be delayed after hours or on weekends. Choosing the eWallet option gives an instant payout regardless of the day.
What do I need to apply?
A South African ID, you must be 21 or older, access to internet banking, and a 3-month bank statement showing three salary deposits. You also give your cell phone number, email address and bank and employment details.
What happens if I pay late?
A late fee will be charged. The company recommends paying on or just before the due date, and asks you to call +27 21 714 0800 on weekdays between 8am and 5pm if you cannot pay, so they can help find a repayment solution.
How do I repay my loan?
By automatic debit order on the due date. If you settle early or a debit order fails, you can pay manually through Ozow from your personal account; bank transfer is also listed in the Help center.
